Disclaimer
The Property Tools is provided for educational and illustrative purposes only. The calculators give general information and estimates to help you understand how the figures work — they are not financial, tax, mortgage, investment or legal advice, and using them creates no advisory or client relationship.
You must obtain independent advice from a qualified financial adviser — and, where relevant, a solicitor, accountant or tax specialist — before making any decision regarding a property purchase, investment, mortgage or any related transaction. Do not act, or refrain from acting, on the basis of anything on this site alone. The tools illustrate scenarios; they cannot tell you what is right for you.
The calculators use published UK rates and standard formulae, but results are estimates that depend entirely on the figures and assumptions you enter and on rules that change over time, and they cannot reflect your personal circumstances. Stamp Duty figures apply to residential property in England and Northern Ireland; Scotland (LBTT) and Wales (LTT) differ. Always confirm the current position with GOV.UK and a suitably qualified professional.
We take care to keep figures accurate and up to date but give no warranty to that effect, and accept no liability for any loss or decision arising from use of this site.
The Property Tools (thepropertytools.co.uk) is operated by ThePropertyTools.co.uk Ltd, a limited company registered in England & Wales. For legal enquiries, contact legal@thepropertytools.co.uk.